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The Citi Strata Premier℠ Card is a travel credit card that offers a great rewards program that can help cardholders save on vacation costs. It also has an excellent welcome bonus of 70,000 ThankYou® Points — you’ll need to meet a minimum spend requirement to qualify.

In this article, we’ll discuss the Citi Strata Premier℠ Card’s welcome bonus, some of the benefits of the card, and whether it can be a good travel credit card to add to your wallet.

The Citi Strata Premier℠ Card welcome bonus

For a travel credit card with a relatively low annual fee, the Citi Strata Premier℠ Card has a lucrative welcome offer. You can get 70,000 ThankYou® Points after spending $4,000 within the first 3 months after opening the card.

In most cases, you can redeem ThankYou points at a $0.01 valuation. This includes cash back and travel purchases made through Citi Travel. Points can also be redeemed for a large selection of gift cards at the same $0.01 rate. The welcome bonus is worth $600 when redeemed these ways.

However, Citi has a long list of travel partners where you can transfer points and convert them into miles or points in airline and hotel programs. JetBlue, Virgin Atlantic, and Wyndham Rewards are a few of the bigger names on the list. If you transfer points (especially to an airline), they can be worth significantly more than $0.01 each if you’re strategic about choosing the flight for which you redeem them.

Perks and benefits of the Citi Strata Premier℠ Card

The Citi Strata Premier℠ Card has an excellent rewards program with several bonus categories. You’ll earn:

• 10X points per $1 on hotels, car rentals, and attractions booked on Citi Travel (limited time offer through June 30, 2024).
• 10X points per $1 on restaurants, air travel, hotels, supermarkets, and gas stations.
• 1X point per $1 on other purchases.

In addition to the highly competitive rewards program, Citi Strata Premier℠ Card members also get a $100 discount annually on a single hotel stay of $500 or more, booked through thankyou.com and paid for with the card or with ThankYou points. This benefit alone could cover the annual fee each year.

The card also has no foreign transaction fees, making it an excellent choice for travelers who leave the United States often. Other credit cards can charge foreign transaction fees of as much as 3%.

Is it a good travel credit card for you?

There is no perfect credit card for everyone, but the Citi Strata Premier℠ Card is an attractive product compared with others at its price point. The annual hotel discount alone can more than justify the annual fee, and its rewards program is one of the best in its class — plus a lucrative sign-up bonus. For all these reasons, the Citi Strata Premier℠ Card is worth a closer look.

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